ENSURE YOU ARE INSURED

Did you know a basic homeowner's policy does not cover flood damage? That is why homeowners and renters should consider getting flood insurance. New Yorkers who have below-sea-level dwellings or live in areas susceptible to sewer back-ups are not the only ones who can suffer expensive damage from flood waters. The good news is you cannot be denied insurance based on where you live or your home's history of flooding. Most insurance is provided through the federal government’s National Flood Insurance Program (NFIP) and goes into effect 30 days after purchase. To determine your risk of flooding, visit www.Floodsmart.gov Visit NFIP online or call (888) 379-9531 See OEM's Tip of the Week on the website